There are two significant ways of looking at life. One is that we should take each day as it comes, and the other is always having the future in mind. Either one of these perspectives alone can get one into trouble. That is why the two combined create a more reasonable outlook. One should not spend their whole life preparing for the future and forgetting about the present, but on the other hand, the future will not be so great if measures are not taken to prepare for it. No one can ever know if and when tragedy will strike. That is why it is the best to be prepared just in case it does.
This does not mean that one should live in fear but it does mean that one should be ready in a case where the worst occurs. A way of protecting one’s self is by acquiring insurance. Insurance is a way of protecting your back. In a situation where your life, health, or home has been threatened, you have the financial means to move on.